Biblical Foundation
Financial Stewardship Principles
Culture suggests that money and wealth are the means of personal fulfillment and the source of our security. But the Bible teaches that all our resources — including our financial ones — are gifts from God to be managed faithfully on His behalf. These principles provide a foundation for financial stewardship that honors our Lord and reflects His priorities. His word tells us that we must learn the principles of stewardship, the tools of abundance so we can spread His abundance throughout the world.
1
Provide for Your Family and Yourself
Financial stewardship begins with ensuring that your family's basic needs — food, shelter, and health — are met. Life's spiritual and physical aspects are intertwined; one will impact the other. Providing for one's family is a critical component of discipleship. Paul likens neglecting one's family as being “worse than an unbeliever,” implying that even those outside the faith recognize the importance of caring for their own.
“But if anyone does not provide for his own family, especially for his own household, he has denied the faith and is worse than an unbeliever.” — 1 Timothy 5:8 (CSB)
2
Give Generously
Giving away a portion of what the Lord has given us is an important part of stewardship. It's a response of loving obedience to Him and an active example of our worship. Giving generously reflects God's character. Giving is also a means for participating in the Great Commission (Matthew 28:19-20). Through our tithes and offerings, we support churches, missionaries, and ministry organizations on the frontlines of spreading the good news.
3
Cultivate Contentment
Culture suggests that more is better — that more money and stuff equals more success. But Scripture offers another picture. Godliness and contentment are the true measures of a successful walk with Christ. Contentment is rooted in knowing God's good character and trusting in His eternal faithfulness rather than what we can accumulate. We cultivate it through thankfulness and by avoiding comparison.
“But godliness with contentment is great gain. For we brought nothing into the world, and we can take nothing out.” — 1 Timothy 6:6-9 (CSB)
4
Grow in Wisdom
A wise person guards and uses wealth carefully, while a foolish person devours it immediately. Demonstrating wisdom with our finances means careful planning, balancing current and future needs, and practicing moderation. Consulting financial experts can offer broader perspective and help avoid costly mistakes.
“Precious treasure and oil are in the dwelling of a wise person, but a fool consumes them.” — Proverbs 21:20 (CSB)
Stewardship Is a Spiritual Issue
Stewardship is about a Christian's voluntary response to God's call to discipleship as part of the Body of Christ. As such, stewardship is both a value (individual and corporate) and a practice. It is only through proper stewardship that one can develop the time and resources to help others.
Often, congregations attempt to teach Christian stewardship by using a teaching-by-telling approach and leaving it at that — never touching on the affective and the volitional, and failing to facilitate the practice. Then, we naively expect that change related to stewardship will happen in the lives of our members. (Why 717? That was the day that the Lord spoke to us about His mission for us.)
The problem is not to TELL people that they need to give 10% of their money to the church; instead, it is to help people arrive at a conviction of value by engaging them in the dialogue of theological reflection: “Share with me, how are you responding to God in your stewardship of life?”
Stewardship Is About Values
The issue of stewardship is complex because it is less about the money and more about values. We ought to address it in the same way we address faith development and discipleship — by considering developmental life stages and cycles.
Different epochs in life require different messages about one's response to stewardship. Mid-life calls for stewardship of generativity — learning to face the limitation of means and beginning to invest in the next generation. Yet that is not the case for adolescents and young adults whose life stage work appropriately includes acquiring and building.
Only through dialogical engagement can people deal with these issues authentically. Unless we address all four domains of learning — knowledge, affect, behavior, and volition — our members will never truly “learn” stewardship as a response to God's call.